Purifying Wealth: Donating Interest (Riba) Funds
United Muslims offers a platform for Muslims to purify their earnings by donating interest money towards charitable causes, offering an opportunity to align financial practices with faith.
The Prohibition of Riba
Riba, or interest, is a growing concern for Muslims around the world who strive to align their financial dealings with Islamic principles. Islam openly and clearly prohibits Riba to ensure fairness in the community and promote charity over material gains.
Purification through Charity
At United Muslims, we understand that avoiding Riba is not always possible in the modern financial system and therefore, we have developed a system that allows you to purify your wealth by directing Riba earnings towards our charitable endeavors. This transformative process converts prohibited earnings into crucial support for people who are in dire need of help. Donate Riba today and become a part of positive change.
INTEREST (RIBA)
Transforming Riba into Charitable Impact
At United Muslims, we acknowledge the challenge many Muslims around the world face with unintentional Riba earnings. Since Riba is not permissible in Islam, we have created a simple mechanism for you to donate Riba online and purify your wealth. The Riba funds donated are directed towards meaningful, halal charitable projects that include emergency responses, healthcare provisions and funding educational programs. This approach of transforming Riba money into charitable giving not only aligns with Islamic directives but also empowers and supports various humanitarian initiatives.
What is Riba?
Riba, also called Interest, is defined as the percentage charge over and above the principal amount of loan. It refers to the practice of increasing wealth by charging extra than the amount lent, specifically in transactions dealing with money or goods. Riba is strictly prohibited in Islam and highlighted many a times in hadith and Quran:
O believers! Do not consume interest, multiplying it many times over. And be mindful of Allah, so you may prosper.
Why is Riba Haram?
Riba is exploitative in nature and fosters an unfair environment of inequality. The Prophet Muhammad (peace be upon him) warned against Riba in strong terms, as reported in a Hadith: “Avoid the seven deadly sins: associating anything with Allah, magic, killing one whom God has declared inviolate without a just case, consuming the property of an orphan, consuming usury, turning back when the army advances, and slandering chaste women who are believers but indiscreet.” (Bukhari & Muslim). Riba is clearly prohibited in Islam and considered haram because it undermines social justice, takes advantage of the vulnerable and encourages hoarding of wealth against charity.
Transforming Riba for Community Welfare
While the origin of Riba money does not comply with Islamic teachings, channeling these funds into charitable actions can create a positive cycle of change. United Muslims facilitates the conversion of Riba-earned funds into meaningful community support. Here’s how your contributions become a beacon of hope:
- Feeding Programs: The funds previously earned through Riba are now channeled into providing essential food supplies to impoverished families. We supply staple food items, cooked meals and clean drinking water to the most impoverished communities who are in dire need of nourishment.
- Feeding Programs: The funds previously earned through Riba are now channeled into providing essential food supplies to impoverished families. We supply staple food items, cooked meals and clean drinking water to the most impoverished communities who are in dire need of nourishment.
- Emergency Relief:
Your Riba donations offer immediate assistance in emergencies and support long-term recovery in areas hit by calamities, wars or conflicts.
- Emergency Relief:
- Educational Support:
By redirecting Riba earnings, you support our educational initiatives offering scholarships and resources to underprivileged children who are often orphans. This contribution aligns with the Islamic emphasis on knowledge and its power to change futures.
The Impact of Redirecting Riba
Riba earnings should be avoided in the first place however, in unavoidable cases, the Riba donations can create a positive cycle of change. When you donate Riba online with United Muslims, you become a part of this positive change. At United Muslims, we ensure that Riba donations are used as a catalyst for societal benefit by creating opportunities and providing aid where it is most needed. Use our donation forms to donate Riba online easily and quickly and adhere to Islamic principles of halal earnings and charitable giving.
Support United Muslims: Give your Riba to us with 100% of your donations directly funding our initiatives.
Since its founding, United Muslims has ensured every donation goes to its projects, covering any credit card fees. For example, if a $100 donation drops to $97 due to fees, the organization adds $3. This strict separation of project and operational funds ensures full public donation utilization.
BACKERS
Every Donation Ignites Hope
tt
January 1, 2025
Amount Donated
£100.00
AJ
December 18, 2024
Amount Donated
£10.00
SM
December 17, 2024
Amount Donated
£5.00
tt
December 17, 2024
Amount Donated
£25.00
Managing Your Interest (Riba) Contributions
Interest (Riba) can be channeled towards a significant portion of our activities at United Muslims. These initiatives include healthcare services, educational opportunities, livelihood assistance and mental health services.
Sponsor a Child
Every child should have an ideal beginning: a nurturing environment, a secure space to play, and opportunities for education and healthcare. With immense rewards promised to Muslims who sponsor children/orphans in need. Be the change with United Muslims children response appeal.
Education
Literacy, Numeracy & Health Classes. Millions of children trapped in poverty miss out on education, perpetuating a cycle of limited income opportunities. Breaking this cycle through basic education unlocks numerous life opportunities. At United Muslims, we are the charity for education.
Winterization
Harsh winters with snow, cold winds, heavy rains, and freezing temperatures make life difficult. United Muslims' winter campaign aids families globally, including refugees and homeless, during these tough months. This initiative provides essential warmth and shelter, ensuring safety and comfort.
Helping USA
We believe in the principle of charity beginning at home. We're committed to aiding US families with necessary resources for success. We confront daily challenges like poverty. With the current surges in inflation escalating food and petrol prices, further straining families in poverty, intensifying their hardship.
Mindful Ummah Helpline
Embrace a journey of spiritual healing and communal solidarity. Discover compassionate counselling tailored to your unique challenges and cultural context. Support us in advancing Islam, tackling poverty and financial hardship and promoting social inclusion. Together, we can make the world a better place.
Palestine Emergency
More than 33,000 lives lost and 1.7 million crammed into a space equivalent to one-quarter the size of London, lacking food, water, and basic healthcare. Donate for Palestine and support our team in delivering food, water, medical assistance and other essential winter kits to families who have been displaced.
Afghanistan Emergency
Severe drought, economic downturn, and escalating global food costs have driven millions in Afghanistan to the edge of starvation. Lives are in jeopardy, particularly as children suffer and perish from malnutrition. Your support is crucial to aid civilians, who have endured more than five decades of strife.
Syria Emergency
Join us in aiding the world's most extensive population of forcibly displaced individuals, where 90% live in poverty. Many lack access to essential necessities like food, shelter, or even soap. We urge you to contribute and provide crucial assistance, with your donation having the power to transform lives.
Clean Water
Providing wells, pumps, and pipes to communities in need. The lack of clean water is one of the most critical health emergencies affecting Muslim communities globally. Become a monthly donor and embark on a transformative journey to make a significant difference.
Sponsor a Child
Every child should have an ideal beginning: a nurturing environment, a secure space to play, and opportunities for education and healthcare. With immense rewards promised to Muslims who sponsor children/orphans in need. Be the change with United Muslims children response appeal.
Education
Literacy, Numeracy & Health Classes. Millions of children trapped in poverty miss out on education, perpetuating a cycle of limited income opportunities. Breaking this cycle through basic education unlocks numerous life opportunities. At United Muslims, we are the charity for education.
Winterization
Harsh winters with snow, cold winds, heavy rains, and freezing temperatures make life difficult. United Muslims' winter campaign aids families globally, including refugees and homeless, during these tough months. This initiative provides essential warmth and shelter, ensuring safety and comfort.
Helping USA
We believe in the principle of charity beginning at home. We're committed to aiding US families with necessary resources for success. We confront daily challenges like poverty. With the current surges in inflation escalating food and petrol prices, further straining families in poverty, intensifying their hardship.
Mindful Ummah Helpline
Embrace a journey of spiritual healing and communal solidarity. Discover compassionate counselling tailored to your unique challenges and cultural context. Support us in advancing Islam, tackling poverty and financial hardship and promoting social inclusion. Together, we can make the world a better place.
Palestine Emergency
More than 33,000 lives lost and 1.7 million crammed into a space equivalent to one-quarter the size of London, lacking food, water, and basic healthcare. Donate for Palestine and support our team in delivering food, water, medical assistance and other essential winter kits to families who have been displaced.
Afghanistan Emergency
Severe drought, economic downturn, and escalating global food costs have driven millions in Afghanistan to the edge of starvation. Lives are in jeopardy, particularly as children suffer and perish from malnutrition. Your support is crucial to aid civilians, who have endured more than five decades of strife.
Syria Emergency
Join us in aiding the world's most extensive population of forcibly displaced individuals, where 90% live in poverty. Many lack access to essential necessities like food, shelter, or even soap. We urge you to contribute and provide crucial assistance, with your donation having the power to transform lives.
Clean Water
Providing wells, pumps, and pipes to communities in need. The lack of clean water is one of the most critical health emergencies affecting Muslim communities globally. Become a monthly donor and embark on a transformative journey to make a significant difference.
Sponsor a Child
Every child should have an ideal beginning: a nurturing environment, a secure space to play, and opportunities for education and healthcare. With immense rewards promised to Muslims who sponsor children/orphans in need. Be the change with United Muslims children response appeal.
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NEED HELP
Questions? Ask!
We at United Muslims are expert in calculating Riba for entrepreneurs & investors who need help in understanding their Riba obligations and ensuring that your contributions are both Sharia-compliant and tailored to the unique financial situations of your business. Fill in the form below and we will be in touch!
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You contributions directly support those in need, not overhead costs, maximising your donations.
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As a 501(c)(3), your donations to us are tax-deductible, lowering your taxable income and overall tax liability.
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Interest Riba FAQS
Why should I donate my interest earnings?
Consuming Riba is prohibited in Islam. Donating interest earnings helps cleanse your
wealth while supporting other Muslims who are in dire need of help.
Is donating Riba-earned money to charity permissible?
Yes, it’s encouraged to dispose of Riba through charity. The unintentional Riba
earnings should be donated towards charity causes in order to cleanse one’s
wealth and resources.
How can I donate my interest money through United Muslims?
United Muslims offers a straightforward platform for you to contribute your Riba
earnings to various charitable projects. Use our donation forms to donate Riba online quickly and easily.
Can I specify which projects my Riba donation supports?
While specific allocations may vary, United Muslims ensures your donations address
urgent needs, maximizing the positive impact.
What happens to the Riba money I donate?
Your Riba donations are used in various humanitarian projects to aid those in need.
Does donating Riba affect my Zakat calculation?
Donating Riba does not affect your Zakat obligations; it’s a separate act of purifying
your wealth.
Can non-Muslims donate interest earnings to United Muslims?
Absolutely, donations from all individuals are welcome and appreciated.
Will I receive a receipt for my Riba donation?
Yes, United Muslims provides receipts for all donations, ensuring transparency and accountability.
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