Purifying Wealth: Donating Interest (Riba) Funds
United Muslims offers a platform for Muslims to purify their earnings by donating interest money towards charitable causes, offering an opportunity to align financial practices with faith.
The Prohibition of Riba
Riba, or interest, is a growing concern for Muslims around the world who strive to align their financial dealings with Islamic principles. Islam openly and clearly prohibits Riba to ensure fairness in the community and promote charity over material gains.
Purification through Charity
At United Muslims, we understand that avoiding Riba is not always possible in the modern financial system and therefore, we have developed a system that allows you to purify your wealth by directing Riba earnings towards our charitable endeavours. This transformative process converts prohibited earnings into crucial support for people who are in dire need of help. Donate Riba today and become a part of positive change.
INTEREST (RIBA)
Transforming Riba into Charitable Impact
At United Muslims, we acknowledge the challenge many Muslims around the world face with unintentional Riba earnings. Since Riba is not permissible in Islam, we have created a simple mechanism for you to donate Riba online and purify your wealth. The Riba funds donated are directed towards meaningful, halal charitable projects that include emergency responses, healthcare provisions and funding educational programs. This approach of transforming Riba money into charitable giving not only aligns with Islamic directives but also empowers and supports various humanitarian initiatives.
What is Riba?
Riba, also called Interest, is defined as the percentage charge over and above the principal amount of loan. It refers to the practice of increasing wealth by charging extra than the amount lent, specifically in transactions dealing with money or goods. Riba is strictly prohibited in Islam and highlighted many a times in hadith and Quran:
O believers! Do not consume interest, multiplying it many times over. And be mindful of Allah, so you may prosper.
Why is Riba Haram?
Riba is exploitative in nature and fosters an unfair environment of inequality. The Prophet Muhammad (peace be upon him) warned against Riba in strong terms, as reported in a Hadith: “Avoid the seven deadly sins: associating anything with Allah, magic, killing one whom God has declared inviolate without a just case, consuming the property of an orphan, consuming usury, turning back when the army advances, and slandering chaste women who are believers but indiscreet.” (Bukhari & Muslim). Riba is clearly prohibited in Islam and considered haram because it undermines social justice, takes advantage of the vulnerable and encourages hoarding of wealth against charity.
Transforming Riba for Community Welfare
While the origin of Riba money does not comply with Islamic teachings, channelling these funds into charitable actions can create a positive cycle of change. United Muslims facilitates the conversion of Riba-earned funds into meaningful community support. Here’s how your contributions become a beacon of hope:
- Feeding Programs: The funds previously earned through Riba are now channelled into providing essential food supplies to impoverished families. We supply staple food items, cooked meals and clean drinking water to the most impoverished communities who are in dire need of nourishment.
- Emergency Relief:Your Riba donations offer immediate assistance in emergencies and support long-term recovery in areas hit by calamities, wars or conflicts.
- Educational Support: By redirecting Riba earnings, you support our educational initiatives offering scholarships and resources to underprivileged children who are often orphans. This contribution aligns with the Islamic emphasis on knowledge and its power to change futures.
The Impact of Redirecting Riba
Riba earnings should be avoided in the first place however, in unavoidable cases, the Riba donations can create a positive cycle of change. When you donate Riba online with United Muslims, you become a part of this positive change. At United Muslims, we ensure that Riba donations are used as a catalyst for societal benefit by creating opportunities and providing aid where it is most needed. Use our donation forms to donate Riba online easily and quickly and adhere to Islamic principles of halal earnings and charitable giving.
Support United Muslims: Give your Riba to us with 100% of your donations directly funding our initiatives.
Since its founding, United Muslims has ensured every donation goes to its projects, covering any credit card fees. For example, if a £100 donation drops to £97 due to fees, the organisation adds £3. This strict separation of project and operational funds ensures full public donation utilisation.
BACKERS
Every Donation Ignites Hope
Managing Your Interest (Riba) Contributions
Interest (Riba) can be channelled towards a significant portion of our activities at United Muslims. These initiatives include healthcare services, educational opportunities, livelihood assistance and mental health services.
Palestine Emergency
More than 33,000 lives lost and 1.7 million crammed into a space equivalent to one-quarter the size of London, lacking food, water, and basic healthcare. Donate for Palestine and support our team in delivering food, water, medical assistance and other essential winter kits to families who have been displaced.
Afghanistan Emergency
Severe drought, economic downturn, and escalating global food costs have driven millions in Afghanistan to the edge of starvation. Lives are in jeopardy, particularly as children suffer and perish from malnutrition. Your support is crucial to aid civilians, who have endured more than five decades of strife.
Clean Water
Providing wells, pumps, and pipes to communities in need. The lack of clean water is one of the most critical health emergencies affecting Muslim communities globally. Become a monthly donor and embark on a transformative journey to make a significant difference.
Sponsor a Child
Every child should have an ideal beginning: a nurturing environment, a secure space to play, and opportunities for education and healthcare. With immense rewards promised to Muslims who sponsor children/orphans in need. Be the change with United Muslims children response appeal.
Education
Literacy, Numeracy & Health Classes. Millions of children trapped in poverty miss out on education, perpetuating a cycle of limited income opportunities. Breaking this cycle through basic education unlocks numerous life opportunities. At United Muslims, we are the charity for education.
NEED HELP
Questions? Ask!
We at United Muslims are expert in calculating Riba for entrepreneurs & investors who need help in understanding their Riba obligations and ensuring that your contributions are both Sharia-compliant and tailored to the unique financial situations of your business. Fill in the form below and we will be in touch!
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Interest Riba FAQS
Why should I donate my interest earnings?
Consuming Riba is prohibited in Islam. Donating interest earnings helps cleanse your wealth while supporting other Muslims who are in dire need of help.
Is donating Riba-earned money to charity permissible?
Yes, it’s encouraged to dispose of Riba through charity. The unintentional Riba earnings should be donated towards charity causes in order to cleanse one’s wealth and resources.
How can I donate my interest money through United Muslims?
United Muslims offers a straightforward platform for you to contribute your Riba earnings to various charitable projects. Use our donation forms to donate Riba online quickly and easily.
Can I specify which projects my Riba donation supports?
While specific allocations may vary, United Muslims ensures your donations address urgent needs, maximising the positive impact.
Does donating Riba affect my Zakat calculation?
Donating Riba does not affect your Zakat obligations; it’s a separate act of purifying your wealth.
Can non-Muslims donate interest earnings to United Muslims?
Absolutely, donations from all individuals are welcome and appreciated.
Will I receive a receipt for my Riba donation?
Yes, United Muslims provides receipts for all donations, ensuring transparency and accountability.
What happens to the Riba money I donate?
Your Riba donations are used in various humanitarian projects to aid those in need.
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